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Cutting through the complexity of defined benefits, focusing on your goals

We believe company pension schemes can still provide sustainable defined benefits — but it is much easier when they have the right processes in place. Through our “interactive identification workshop” we help the many scheme stakeholders agree targets and endpoints, which inform decisions on investment strategy, hedging and risk management at any stage of their journey.

Starting with the end in mind

A raft of regulatory, competitive and market developments have changed the game for defined benefit pension schemes, offering substantially more options for how these schemes approach the “endgame”.

We believe what trustees need most is a roadmap to guide them through the various options and a framework to aid decision-making.

Investment strategy keeping the end in mind

Our systematic, framework-based approach keeps your specific end goals in clear focus and helps ensure all scheme stakeholders are on board. All our clients also benefit from our in-depth, proprietary research.

Pensions risk management integrated where you need it

We help you make a holistic assessment of the three key scheme risks— investment, funding and employer covenant— to improve planning and maintain a constructive dialogue with the sponsor.

Innovative asset allocation to deliver returns

Research shows this element of investment strategy has an outsized impact on returns, so it deserves special attention. Particularly during volatile markets, regular review is vital.

Deep and personal asset manager research and selection

We build relationships with investment managers through regular meetings as part of our rigorous evaluation process, rather than just looking at historical performance. We continuously monitor them for potential issues, including departures or unexpected performance.

Taking responsible investing seriously

Environmental, social and corporate governance (ESG) runs through everything we do – even in our own business. We help schemes and stakeholders travel their ESG journey together, crafting a comprehensive strategy, selecting managers, and meeting enhanced reporting requirements.

Getting your governance right

We help schemes think about issues such as unconscious bias and delegation, while simple but effective tools such as our CheckLog not only improve decision-making but enable you to react quickly and in line with your goals.

Making our technology work for you

Our in-house developed Fintech platform, ADA, uses cloud, AI and other technologies to deliver efficiency and insight to your scheme. It offers research support, risk and member analytics, and reveals where you could be saving vital costs.

Let us be your expert witness

Our experienced team can help resolve disagreements between trustees and sponsoring employers, or provide the quantum of loss assessments typically needed after an administrative or actuarial error.

Case Studies

Want to find out more?

Discover how Redington can help you meet your objectives

Defined Benefit

This way overview

Since 2008, we have been helping schemes consistently bank gains and make meaningful progress towards their goals.
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Defined Benefit

This Way infographic 

Since 2008, we have been helping schemes consistently bank gains and make meaningful progress towards their goals.
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Defined Benefit

Responsible investment survey 2020

We are a purpose-driven firm on a mission to help make 100 million people financially secure – and we recognise susta...
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Defined Benefit

Meteor Shower or Big Bang

Our in-house experts, Philip Rose (CIO), Mette Hansen (Director) and Aadarsh Gautam (Associate) share views on why a ...
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Defined Benefit

Success Begins with Preparation

Our guest writer, Adam Davis (Managing Director, K3) shares why having your scheme well prepared before trying to ins...
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Key defined benefit contacts

If you would like to speak to a member of the team, please contact:

Patrick O’Sullivan

Patrick O’Sullivan

Head of Investment Consulting

I've spent my career designing and adapting investment strategies of my pension scheme clients to deliver improvements in their funding levels whilst closely managing risk.

Carolyn Schuster-Woldan

Carolyn Schuster-Woldan

Managing Director

I have over twenty years of experience in the pensions industry. I joined Redington in April 2019, and advise clients ranging in size from 100m to £3bn on all elements of investment.

Karen Heaven

Karen Heaven

Managing Director

I am a lead investment consultant to a number of UK DB pension scheme / foundation clients. I joined Redington in 2011 after nearly 9 years in capital markets at an investment bank.

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